Office Package Policy

Office Package Insurance Policy

• The insurer provides financial coverage for the insured events that occur during the policy period.
• The claim is provided as per the terms of each coverage subject to the limit of the Sum Insured and/or the Limit of Indemnity.
• The maximum amount of claim is up to the specified sum insured and/or the limit of indemnity as mentioned in the policy document.
• Sub-Limit / Limit of Indemnity applies to each coverage, as applicable.

Benefits of Office Package Insurance Policy

• Building & Content Coverage: Coverage is provided for the loss or damage to the insured Building and its contents caused due to fire, fermentation, natural heating or burning, explosion, etc.
• Natural Calamity: The policy provides coverage against loss or damage caused to the insured building and its content by Acts of God perils such as lightning, storm, tempest, flood, landslides, etc.
• Tenants’ Legal Liability: The Insurer provides coverage for legal liabilities as a tenant (but not as owner) of the insured premises for the damage to the building and landlord’s fixtures and fittings caused by the perils as specified in the policy documents.
• Burglary & Robbery Coverage including Theft: The Insurer provides coverage for the loss or damage of content in case of burglary and robbery including theft. The damage to the insured premises caused by actual or attempted burglary is also covered.
• Money Insurance: Coverage is provided for the loss of money during transit, caused by theft or any unforeseen event, while it is being carried by the insured or its employees.
• Plate Glass Coverage: Accidental loss or damage caused to the plate glass at the insured premises is covered subject to sub-limit as specified in the policy document.
• Breakdown of Office Equipment: The repair and/or replacement cost of office equipment caused by any unforeseen event is covered subject to the sub-limit mentioned in the policy document.
• Loss of Baggage in Business Travel: The insurer provided coverage to the insured and/or their employees for accidental loss, destruction, or damage to personal baggage while traveling worldwide for business purposes.
• Electronic Equipment: The repair or replacement cost of electronic equipment caused by any unforeseen event is covered subject to sub-limit as specified in the policy document.
• Personal Accident Coverage: The policy provides worldwide coverage for accidental bodily injury, permanent total disability, permanent partial disability and death.
• Hospital Cash Daily Allowance: The insurer will cover the hospital cash daily allowance in the event of accidental bodily injury or illness.

Policybazaar Advantages

• Quick Quotes: Get quick quotes from well-known insurers.
• Claim Assistance: 24/7 support for claims.
• Expert Assistance through Multiple Communication Modes: Expert advisors are available to answer customer queries through phone calls, emails, WhatsApp, video conferences, and more.
• Assignment of Dedicated Relationship Manager: A dedicated relationship manager is assigned to handle service-related queries.
• Instant Policy Issuance: A policy copy is issued promptly by the insurer, and customers receive a soft copy of the policy on their registered email ID immediately after purchase (subject to document completion).